REFAFA Mostefa Miloud is a highly qualified financial authority, leading an Approved Office for Accounting, Audit, and Consulting. He holds a Professional Doctorate Degree (2023) and is certified by the Ministry of Justice as a Judicial Expert in Finance and Accounting. Mr. REFAFA provides technical mastery in statutory auditing and international accounting standards.
Drawing on senior experience from major groups like SONATRACH, his practice offers comprehensive management consulting and full legal and fiscal compliance assistance. The firm is uniquely positioned in advisory through his parallel role as an Internationally Certified Trainer (ILO), providing expert coaching and certified training to entrepreneurs and project initiators.

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Statutory and contractual financial audit. Statutory auditorship (legal review for companies). Internal audit: organization, internal control, and risk management. Tax and social audits, judicial expertise for courts.
Complete bookkeeping: general, analytical, and budgetary accounting. Preparation of annual and interim financial statements: balance sheet, income statement, and notes. Compliance with Algerian SCF (Financial Accounting System).
Tax and social declarations (IBS, VAT, TAP, IRG, etc.). Tax burden optimization and transaction securitization. Handling tax audits and disputes with the authorities.
Training sessions in accounting, taxation, internal control, management, digitization. Workshops on new regulations, SCF, international standards. Training, coaching, and entrepreneurship support with ILO’s SIYB program. Assistance in company creation and management. Personalized coaching for project owners, startups, and SMEs.
Outsourced payroll: payslip preparation, social security declarations (CNAS, CASNOS, etc.). Administrative HR: employment contracts, disciplinary procedures. HR consulting and salary cost optimization.
Incorporation, transformation, and liquidation of companies (SARL, EURL, SPA, SNC, etc.). Drafting and management of assembly minutes, contracts, statutes, and legal documents. Support for legal compliance and anti-fraud measures.
Strategic consulting for company creation, restructuring, and development. Preparation of business plans and feasibility studies. Assistance with digitization and accounting automation. Artificial Intelligence implementation strategies.
Preparation of bank or fund financing applications. Managing relationships with financial partners, investors, banks and investment funds. Treasury management and financial optimization advice.
Support for Sharia-compliant operations: halal/haram checks, transaction structuring. Governance, succession, and family business structuring consulting. Consultation on calculating Zakat and allocating of Wakfs.